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Calculators for buying and renting abroad

Quick, honest numbers before you talk to a bank, an agent or a landlord. Everything runs in your browser; nothing you type is stored.

Buying costs calculator Mortgage calculator Rent estimator Rent you can afford Buy or rent?

Buying costs calculator

Taxes and fees you pay on top of the price, for a non-resident buying a home. Ranges are typical fees; taxes follow the published rules.

Country Region

Price

Property

Resale homeNew build

I'll use a mortgage

Estimated costs on top of the price

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Mortgage calculator

Monthly repayment for a standard repayment mortgage, with the loan-to-value banks usually allow non-residents in each country.

Country

Price Deposit (%)

Interest rate (%) Term (years)

Monthly repayment

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Repayment (annuity) mortgage with a fixed rate for the whole term. Real offers add arrangement fees, insurance and, for non-residents, often a lower loan-to-value.

Rent estimator

A fair range for a long-term rental, from current asking rents per m² in each neighbourhood. Owners can use it too, to price a home before letting it.

City Neighbourhood

Bedrooms Size (m²)

Condition

Needs workGoodRenovated or new

Furnished Terrace, balcony or garden

Fair rent for this home

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Based on current asking rents per m² for long-term lets (see the city guide for sources). Furnished adds about 10%, a terrace about 5%. Actual rents depend on the floor, light, view and building.

Get an exact valuation from a local agent

What rent can I afford, and what do I pay upfront?

How much of your income a rent takes, and the cash you need on the day you sign, using each country's deposit rules.

Country Household income after tax, per month Swiss and French landlords usually look at gross income: rent up to about a third. Rent you are looking at, per month

Rent that fits your income

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Buy or rent?

A rough comparison of the total cost of buying and renting a similar home over the years you plan to stay.

Price Monthly rent for a similar home

Years you plan to stay Buying costs (% of price)

Deposit (%) Interest rate (%)

Price growth per year (%) Rent growth per year (%)

Owner costs per year (% of price) Return on savings per year (%)

Over the years you plan to stay

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Simplified model: 25-year repayment mortgage, selling costs of 3%, savings returns lost on the deposit and buying costs. It ignores tax, which can change the answer.

Calculators give estimates for planning, not quotes. Taxes follow published rules for a non-resident private buyer; fees are typical ranges. Rules checked October 2026.

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